<html>
<head>
<META http-equiv="Content-Type" content="text/html; charset=UTF-8">
<style type="text/css">.b1{white-space-collapsing:preserve;}
.d1{margin: 1.0in 1.25in 1.0in 1.25in;}
.d2{margin: 1.25in 1.0in 1.25in 1.0in;}
.s1{color:black;}
.s2{font-size:22pt;color:black;}
.s3{font-family:仿宋;font-size:15pt;color:black;}
.s4{font-family:宋体;color:black;}
.s5{font-family:FangSong;font-size:11pt;color:black;}
.s6{font-family:仿宋;font-size:16pt;color:black;}
.s7{font-family:FangSong;font-size:16pt;color:black;}
.s8{font-family:FangSong;color:black;}
.s9{font-family:仿宋;color:black;}
.s10{font-family:FangSong;font-size:17pt;color:black;}
.s11{font-family:KaiTi;font-size:16pt;color:black;}
.s12{font-family:Times New Roman;color:black;}
.s13{font-size:16pt;color:black;}
.s14{font-size:14pt;color:black;}
.s15{font-family:宋体;font-size:10pt;}
.s16{font-family:宋体;}
.p1{text-align:start;hyphenate:auto;font-family:宋体;font-size:18pt;}
.p2{text-align:start;hyphenate:auto;font-family:仿宋;font-size:15pt;}
.p3{text-indent:0.41666666in;margin-left:0.10208333in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:15pt;}
.p4{text-align:start;hyphenate:auto;font-family:仿宋;font-size:16pt;}
.p5{text-align:start;hyphenate:auto;font-family:FangSong;font-size:11pt;}
.p6{text-indent:0.39583334in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:16pt;}
.p7{text-indent:0.39583334in;text-align:start;hyphenate:auto;font-family:FangSong;font-size:16pt;}
.p8{text-indent:0.39583334in;text-align:start;hyphenate:auto;font-family:宋体;font-size:12pt;}
.p9{text-align:start;hyphenate:auto;font-family:宋体;font-size:12pt;}
.p10{text-align:start;hyphenate:auto;font-family:FangSong;font-size:16pt;}
.p11{text-align:start;hyphenate:auto;font-family:宋体;font-size:14pt;}
.p12{text-align:start;hyphenate:auto;font-family:Times New Roman;font-size:10pt;}
.p13{text-indent:0.15277778in;text-align:start;hyphenate:auto;font-family:FangSong;font-size:11pt;}
.p14{text-indent:0.22222222in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:16pt;}
.p15{text-indent:0.14583333in;text-align:start;hyphenate:auto;font-family:宋体;font-size:10pt;}
.p16{text-indent:0.16666667in;text-align:start;hyphenate:auto;font-family:宋体;font-size:12pt;}
.p17{text-align:justify;hyphenate:auto;font-family:宋体;font-size:10pt;}
.p18{text-align:center;hyphenate:auto;font-family:宋体;font-size:10pt;}
.p19{text-align:justify;hyphenate:auto;font-family:宋体;font-size:12pt;}
.p20{text-align:start;hyphenate:auto;font-family:宋体;font-size:10pt;}
.p21{text-indent:0.21875in;text-align:start;hyphenate:auto;font-family:宋体;font-size:10pt;}
.p22{text-indent:0.072916664in;text-align:start;hyphenate:auto;font-family:宋体;font-size:10pt;}
.p23{text-indent:0.29166666in;text-align:start;hyphenate:auto;font-family:宋体;font-size:10pt;}
.p24{text-indent:3.75in;text-align:start;hyphenate:auto;font-family:宋体;font-size:18pt;}
.p25{text-indent:1.7777778in;text-align:start;hyphenate:auto;font-family:黑体;font-size:16pt;}
.p26{text-indent:1.3333334in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:12pt;}
.p27{text-align:start;hyphenate:auto;font-family:仿宋;font-size:12pt;}
.p28{text-indent:0.33333334in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:12pt;}
.p29{text-indent:0.875in;text-align:start;hyphenate:auto;font-family:宋体;font-size:10pt;}
.p30{text-indent:1.3333334in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:16pt;}
.p31{text-indent:2.0in;text-align:start;hyphenate:auto;font-family:黑体;font-size:16pt;}
.p32{text-align:start;hyphenate:auto;font-family:仿宋;font-size:10pt;}
.p33{text-indent:0.29166666in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:10pt;}
.p34{text-indent:0.14583333in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:10pt;}
.p35{text-indent:0.36458334in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:10pt;}
.p36{text-indent:0.44444445in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:16pt;}
.p37{text-indent:0.072916664in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:10pt;}
.p38{text-indent:0.9479167in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:10pt;}
.p39{text-indent:1.0208334in;text-align:start;hyphenate:auto;font-family:仿宋;font-size:10pt;}
.td1{width:1.0625in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td2{width:5.2083335in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td3{width:1.075in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td4{width:5.175in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td5{width:1.0833334in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td6{width:1.0729166in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td7{width:5.2291665in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td8{width:4.8229165in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td9{width:1.65625in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td10{width:4.5208335in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td11{width:1.2in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td12{width:1.7583333in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td13{width:1.1166667in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td14{width:1.8430556in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td15{width:2.875in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td16{width:4.7180557in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td17{width:0.7in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td18{width:1.125in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td19{width:1.1270833in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td20{width:0.9840278in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td21{width:1.1388888in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td22{width:0.82916665in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td23{width:0.9847222in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td24{width:0.8263889in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td25{width:1.1430556in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td26{width:1.625in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td27{width:1.0in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td28{width:1.0930556in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td29{width:2.7in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td30{width:3.2180555in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td31{width:1.4791666in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td32{width:0.9916667in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td33{width:1.9680556in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td34{width:2.4708333in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td35{width:0.625in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td36{width:1.3430556in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td37{width:2.9527779in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.td38{width:2.9652777in;padding-start:0.075in;padding-end:0.075in;border-bottom:thin solid black;border-left:thin solid black;border-right:thin solid black;border-top:thin solid black;}
.r1{keep-together:always;}
.r2{height:0.64305556in;keep-together:always;}
.r3{height:0.625in;keep-together:always;}
.r4{height:3.7895834in;keep-together:always;}
.r5{height:1.4097222in;keep-together:always;}
.r6{height:1.9347222in;keep-together:always;}
.r7{height:0.4263889in;keep-together:always;}
.r8{height:1.2930555in;keep-together:always;}
.r9{height:0.85625in;keep-together:always;}
.r10{height:0.63958335in;keep-together:always;}
.r11{height:1.18125in;keep-together:always;}
.r12{height:1.1847222in;keep-together:always;}
.r13{height:1.83125in;keep-together:always;}
.r14{height:0.5347222in;keep-together:always;}
.r15{height:0.51805556in;keep-together:always;}
.r16{height:0.5263889in;keep-together:always;}
.r17{height:0.96805555in;keep-together:always;}
.r18{height:0.8597222in;keep-together:always;}
.r19{height:0.31805557in;keep-together:always;}
.r20{height:0.19305556in;keep-together:always;}
.r21{height:0.3013889in;keep-together:always;}
.r22{height:0.40138888in;keep-together:always;}
.r23{height:1.3513889in;keep-together:always;}
.t1{table-layout:fixed;border-collapse:collapse;border-spacing:0;}
</style>
<meta content="Administrator" name="author">
</head>
<body class="b1">
<div class="d1">
<p class="p1">
<span class="s1">          中央银行会计核算数据集中系统</span>
<br>
<span class="s1">                 业务连续性方案</span>
<br>
<span class="s2">                </span><span class="s3">（试 行）</span>
<br>
<span class="s3">一、目的........................................4</span>
<br>
<span class="s3">二、适用范围....................................4</span>
</p>
<p class="p2">
<span class="s1">三、应急处置组织机构............................5</span>
</p>
<p class="p2">
<span class="s1">四、突发事件报告与决策程序......................5</span>
<br>
<span class="s1">五、启动应急方案................................6</span>
<br>
<span class="s1">六、业务应急处置方法............................6</span>
<br>
<span class="s1">(一) 发行基金支取业务...........................7</span>
<br>
<span class="s1">1. 通过支付系统划款方式.........................7</span>
<br>
<span class="s1">2. 通过支票方式.................................8</span>
<br>
<span class="s1">（1）非清算账户.................................8</span>
<br>
<span class="s1">（2）与非清算账户绑定的零余额账户...............8</span>
<br>
<span class="s1">(二) 发行基金交存业务. .........................10</span>
<br>
<span class="s1">(三) 紧急资金划拨业务...........................10</span>
<br>
<span class="s1">(四) 同城轧差净额清算业务.......................11</span>
<br>
<span class="s1">1.清算账户与非清算账户的同城轧差净额清算业务....11</span>
<br>
<span class="s1">2.零余额账户同城轧差净额清算业务................12</span>
<br>
<span class="s1">(五) 再贷款、再贴现发放业务.....................12</span>
<br>
<span class="s1">(六) 其他业务...................................13</span>
<br>
<span class="s1">1.通过柜台办理的................................13</span>
<br>
<span class="s1">2.通过 ACS 综合前置子系统办理的.................14</span>
<br>
<span class="s1">七、系统恢复正常后的业务处理....................14</span>
<br>
<span class="s1">(一) 发出业务处理...............................14</span>
<br>
<span class="s1">(二) 接收业务处理...............................15</span>
<br>
<span class="s1">八、系统当日无法恢复的处理......................16</span>
<br>
<span class="s1">（一）故障期间业务应急处置......................16</span>
<br>
<span class="s1">（二）故障恢复后业务处置........................16</span>
<br>
<span class="s1">九、总结报告....................................16</span>
<br>
<span class="s1">十、其他事项....................................16</span>
<br>
</p>
<p class="p2"></p>
<p class="p2"></p>
<p class="p2"></p>
<p class="p2"></p>
<p class="p2"></p>
<p class="p2"></p>
<p class="p2"></p>
<p class="p2"></p>
<p class="p2"></p>
<p class="p2"></p>
<p class="p2">
<span class="s1">                                           </span>
</p>
<p class="p3"></p>
<p class="p3">
<span class="s1">一、目的  </span>
</p>
<p class="p3">
<span class="s1">为有效应对中央银行会计核算数据集中系统（以下简称</span>
<br>
<span class="s1">ACS）运行过程中可能发生的突发事件，指导和规范会计核</span>
<br>
<span class="s1">算业务应急处置，保障中央银行会计核算工作连续开展和资</span>
<br>
<span class="s1">金安全，制定本方案。</span>
<br>
<span class="s1">    二、适用范围</span>
<br>
<span class="s1">    本方案适用于支付系统运行正常、而 ACS 运行中遇到突</span>
<br>
<span class="s1">发事件时，人民银行及其分支机构对受理业务的应急处置。</span>
<br>
<span class="s1">本方案所称突发事件指：（一）自然灾害、事故灾难或突发</span>
<br>
<span class="s1">社会安全事件造成 ACS 或其节点出现故障；（二）ACS 出现故</span>
<br>
<span class="s1">障，恢复时间超过可容忍时间1。具体表现为网点无法正常登</span>
<br>
<span class="s1">录 ACS、可登录但无法正常发起业务、可发起业务但无法正</span>
<br>
<span class="s1">常记账等情形，导致 ACS 业务无法正常办理。</span>
<br>
<span class="s1">    三、应急处置组织机构</span>
<br>
<span class="s1">    按照&ldquo;反应灵敏、运转高效&rdquo;的原则，人民银行总行和</span>
<br>
<span class="s1">地市中心支行以上分支机构应分别成立 ACS 应急处置领导小</span>
<br>
<span class="s1">组（以下简称领导小组），负责决策和指导本辖区 ACS 应急</span>
<br>
<span class="s1">处置工作，组织开展本辖区 ACS 应急演练；向上级领导小组</span>
<br>
<span class="s1">报告应急事件处置和应急演练情况。</span>
<br>
<span class="s1">    总行领导小组组长由总行分管行领导担任，副组长由支</span>
<br>
<span class="s1">付结算司、科技司主要负责人担任，成员由办公厅、支付结</span>
<br>
<span class="s1">算司、科技司、会计财务司、国库局、货币金银局、清算总中心、金融信息中心、金电公司等单位的相关负责人组成。</span>
<br>
<span class="s1">领导小组办公室设在支付结算司。</span>
<br>
<span class="s1">    分支机构领导小组组长由分管行领导担任，副组长由支</span>
<br>
<span class="s1">付结算部门、科技部门主要负责人担任，成员由办公室、支</span>
<br>
<span class="s1">付结算、科技、货币信贷、会计财务、国库、营业、事后监</span>
<br>
<span class="s1">督、货币金银、清算中心等部门有关负责人组成。分支机构</span>
<br>
<span class="s1">领导小组办公室设在支付结算处（科）。</span>
</p>
<p class="p3">
<span class="s1">注: 可容忍时间应以不造成社会负面舆论、维护金融稳定为前提，通常不能超过 120 分钟。各级 ACS 应急处置领导小组根据突发事件影响区域来进一步明确可容忍时间，涉及全国范围或跨省（区、市，以下简称省）的，由总行应急领导小组确定；涉及一个省或省内跨地市的，由省级应急领导小组确定。</span>
<br>
<span class="s1">    四、突发事件报告与决策程序</span>
<br>
<span class="s1">    发生突发事件后，现场人员第一时间向本单位领导小组</span>
<br>
<span class="s1">办公室报告。领导小组办公室应立即报告本级突发事件应急</span>
<br>
<span class="s1">处置指挥部，并通报本级领导小组其他成员单位，同时牵头</span>
<br>
<span class="s1">相关业务和技术部门分析突发事件产生的原因和对 ACS 正常</span>
<br>
<span class="s1">运行的影响程度。在突发事件发生后 60 分钟内，应向上一</span>
<br>
<span class="s1">级领导小组办公室电话报告，同时发送突发事件报告表（附</span>
<br>
<span class="s1">1）进行书面报告。报告应包括事件发生时间、问题描述、初步原因分析等。</span>
<br>
<span class="s1">    突发事件处置中涉及到其他省需要配合的，所涉省份应</span>
<br>
<span class="s1">配合做好相关工作。</span>
<br>
<span class="s1">    突发事件涉及全国范围或跨省的，由总行领导小组决策；</span>
<br>
<span class="s1">涉及一个省或省内跨地市的，由省级领导小组决策；涉及本</span>
<br>
<span class="s1">地市的，由市级领导小组决策。</span>
<br>
<span class="s1">    预计 ACS 在大额支付系统业务截止时仍不能恢复，或者</span>
<br>
<span class="s1">恢复后辖内 ACS 业务无法及时处理完毕的，省级领导小组办</span>
<br>
<span class="s1">公室应在大额支付系统业务截止前至少半小时请示总行领导小组办公室，由总行安排在支付系统中开启 ACS 专用时间，配合做好涉及清算账户的业务处理。</span>
<br>
<span class="s1">    五、启动应急方案</span>
<br>
<span class="s1">    总行或省级领导小组决策启动应急方案的，根据突发事</span>
<br>
<span class="s1">件影响范围，区别以下情况采取相应方案：（一）对于 ACS</span>
<br>
<span class="s1">在省内部分地方出现故障的，应优先考虑到临近网点登录ACS 方式2办理业务；（二）对于 ACS 在全国或全省范围出现故障的，应采用本方案手工账务处理方法进行应急处置。</span>
<br>
<span class="s1">    应急方案启动后，支付结算部门协调应急处置方案业务</span>
<br>
<span class="s1">实施，科技部门协调技术故障的排查和技术应急处置，故障</span>
<br>
<span class="s1">地业务部门按照本方案或到临近网点登录 ACS 方式办理紧急</span>
<br>
<span class="s1">业务，涉及应急处置的非故障地业务部门按照本方案配合故</span>
<br>
<span class="s1">障地进行处置。</span>
<br>
<span class="s1">    六、业务应急处置方法</span>
<br>
<span class="s1">    业务应急处置以保障紧急业务优先处理为原则，采用&ldquo;先</span>
<br>
<span class="s1">手工处理，后系统记账&rdquo;的方式办理。即先手工登记流水账，</span>
<br>
<span class="s1">待系统恢复后，按手工流水账逐笔销号并扫描上传凭证影像，在 ACS 中完成记账处理。其中，发行基金支取业务遵循&ldquo;先记账、后付款&rdquo;、发行基金交存业务遵循&ldquo;先收款、后记账&rdquo;的记账规则。涉及清算账户的发行基金支取业务，由于都通过支付系统划款方式办理，所以由人民银行营业部门</span>
<br>
<span class="s1">对来账回单或凭证审批表进行审核，并内部传递至货币金银&mdash;</span>
<br>
<span class="s1">部门后办理发行基金支取。</span>
</p>
<p class="p3">
<span class="s1">注: 分支机构采取到临近网点办理应急业务方式的，根据实际情况自行制定实施方案，确保业务连续性且满足开户单位需要。</span>
<br>
<span class="s1">    （一）发行基金支取业务。</span>
<br>
<span class="s1">    1.通过支付系统划款方式。</span>
<br>
<span class="s1">    在应急处置状态下，凡涉及清算账户或其绑定的零余额</span>
<br>
<span class="s1">账户的开户单位支取发行基金必须通过支付系统划款方式</span>
<br>
<span class="s1">办理。其他账户的开户单位也可以通过本方式办理发行基金</span>
<br>
<span class="s1">支取。</span>
<br>
<span class="s1">    处理流程：①资金划拨；②业务受理；③手工账务处理；</span>
<br>
<span class="s1">④发行基金支取；⑤表外账务手工处理。</span>
</p>
<p class="p3"></p>
<p class="p3"></p>
<p class="p3"></p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td1">
<p class="p4">
<span class="s1">处理流程 </span>
</p>
</td><td class="td2">
<p class="p4">
<span class="s1">操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td1">
<p class="p5">
<span class="s1">资金划拨</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">    开户单位通过支付系统向开户人民银行营业部门发起汇兑业务报文（一代支付系统为&ldquo;CMT100 汇兑支付报文&rdquo;，二代支付系统为&ldquo;HVPS.112.001.01 金融机构发起汇兑业务报文&rdquo;；报文汇入行或收款行行号应填写为取现行开户人民银行的间参行号，收款人账号和名称应填写为取现行开户人民银行的发行基金往来账号和户名，报文业务种类只能为&ldquo;支取发行基金&rdquo;）。清算成功后，开户单位持载有该笔资金成功汇划的明细清单并加盖业务公章后，到开户人民银行营业部门办理取现业务。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td1">
<p class="p5">
<span class="s1">业务受理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">    1.开户人民银行营业部门审核资金汇划明细清单，确认该笔业务是否清算成功，未清算成功的应予以退回；</span>
<br>
<span class="s1">    2.开户人民银行营业部门可以登录 ACS 的，网点操作员审核明细清单无误后打印发行基金往来账户来账回单；无法登录 ACS 的，网点操作员根据明细清单填制凭证审批表（附 2）并签章后，传至所在地清算中心核实；</span>
<br>
<span class="s1">    3.清算中心签署核实意见并签章后，传至发起查询人民银行营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td1">
<p class="p5">
<span class="s1">手工账务</span>
<br>
<span class="s1">处理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">信息核对无误后，网点操作员手工登记流水账（附 3），连同发行基金往来账户来账回单或凭证审批表（明细清单作为附件）送网点主管审核、部门主管审批。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td1">
<p class="p5">
<span class="s1">发行基金</span>
<br>
<span class="s1">支取</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">1.网点操作员根据发行基金往来账户来账回单或凭证审批表登记凭证交接登</span>
<br>
<span class="s1">记簿，将发行基金往来账户来账回单或凭证审批表内部传递至货币金银部门；</span>
<br>
<span class="s1">2.货币金银部门根据发行基金往来账户来账回单或凭证审批表为开户单位办</span>
<br>
<span class="s1">理发行基金支取，打印出库凭证，并将发行基金往来账户来账回单或凭证审批表和出库凭证一并传递到营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td1">
<p class="p5">
<span class="s1">表外账务</span>
<br>
<span class="s1">手工处理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">网点操作员根据货币金银部门传递的出库凭证，填制发行基金表外凭证（出库凭证作为附件），手工登记表外流水账，送网点主管审核、部门主管审批。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p6">
<span class="s1">2.通过支票方式。</span>
<br>
<span class="s1">    非清算账户或其绑定的零余额账户的开户单位支取发</span>
<br>
<span class="s1">行基金可以通过支票方式办理。</span>
<br>
<span class="s1">    （1）非清算账户。</span>
<br>
<span class="s1">    处理流程：①业务受理；②手工账务处理；③发行基金</span>
<br>
<span class="s1">支取；④表外账务手工处理。</span>
</p>
<p class="p7"></p>
<p class="p7"></p>
<p class="p7"></p>
<p class="p8"></p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td3">
<p class="p4">
<span class="s1">处理流程 </span>
</p>
</td><td class="td4">
<p class="p4">
<span class="s1">操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">业务受理</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">网点操作员收到开户单位送交的取现支票，审核确认支票记载的各项内容齐</span>
<br>
<span class="s1">全、规范，支票号码在出售范围内，出票人签章与预留印鉴相符，其他填写要素准确无误；按照以下规则核实账户余额是否充足：</span>
<br>
<span class="s1">1.ACS 核心系统发生故障的，根据前一工作日余额表、故障时点前的发生额、</span>
<br>
<span class="s1">故障期间的手工流水账，并通过支付来账查询/查复书（附 4）与所在地清算中心书面核实支付来账情况后，计算出当前余额是否充足；</span>
<br>
<span class="s1">2.本地区局部区域发生故障的：</span><span class="s4">⑴</span><span class="s1">本网点无法登录 ACS 的，除上述余额核实方法外，还可以与上级运管中心联系，由上级运管中心为其打印当日系统流水账。网点操作员根据前一工作日余额表、系统流水账、故障期间的手工流水账，计算出当前余额是否充足。</span><span class="s4">⑵</span><span class="s1">本网点可以登录 ACS 的，网点操作员根据前一工作日余额表、系统流水账、故障期间手工流水账计算出当前余额是否充足。</span>
<br>
<span class="s1">余额充足的，继续按照手工账务处理流程处理；余额不足的，开户单位按照&ldquo;六</span>
<br>
<span class="s1">（一）1 通过支付系统划款方式&rdquo;办理发行基金支取，或按照&ldquo;六、（三）&rdquo;方式划拨资金弥补头寸后再办理发行基金支取业务。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">手工账务</span>
<br>
<span class="s1">处理</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">网点操作员在支票上加盖个人名章和转讫章，手工登记流水账；将支票和手工流水账送网点主管审核、部门主管审批。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">发行基金</span>
<br>
<span class="s1">支取</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">1.网点操作员根据支票登记凭证交接登记簿，将支票内部传递至货币金银部</span>
<br>
<span class="s1">门；</span>
<br>
<span class="s1">2.货币金银部门根据支票为开户单位办理发行基金支取，打印出库凭证，并将支票和出库凭证一并传递到营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">表外账务</span>
<br>
<span class="s1">手工处理</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">网点操作员根据货币金银部门传递的出库凭证，填制发行基金表外凭证（出库凭证作为附件），手工登记表外流水账，送网点主管审核、部门主管审批。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p9">
<br>
<span class="s5">、</span>
<br>
<span class="s6">（2）与非清算账户绑定的零余额账户</span><span class="s7">。</span>
<br>
<span class="s6">处理流程：①业务受理；②转账申请；③资金归集行开</span>
<br>
<span class="s6">户人民银行（以下简称资金归集人民银行）确认；④手工账</span>
<br>
<span class="s6">务处理；⑤发行基金支取；⑥表外账务手工处理。</span>
</p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p4"></p>
<table class="t1">
<tbody>
<tr class="r2">
<td class="td3">
<p class="p4">
<span class="s1">处理流程</span><span class="s8"> </span>
</p>
</td><td class="td4">
<p class="p4">
<span class="s1">操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">业务受理</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">网点操作员收到开户单位送交的取现支票，审核确认支票记载的各项内容齐</span>
<br>
<span class="s1">全、规范，支票号码在出售范围内，出票人签章与预留印鉴相符，其他填写要素准确无误。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">转账申请</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">1.网点操作员在支票上加盖个人名章和转讫章，填写转账申请/确认书（附 5）</span>
<br>
<span class="s1">将支票和转账申请/确认书送网点主管审核、部门主管审批；</span>
<br>
<span class="s1">2.网点操作员将转账申请/确认书传真或者扫描后通过内网发送至资金归集人民银行营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">  资金归集</span>
<br>
<span class="s1">人民银行确认</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">资金归集人民银行收到转账申请/确认书后，按以下规则核实账户余额是否充</span>
<br>
<span class="s1">足：</span>
<br>
<span class="s1">1.ACS 核心系统发生故障的，资金归集人民银行网点操作员根据前一工作日余额表、故障时点前的发生额、故障期间的手工流水账，并通过支付来账查询/查复书与所在地清算中心书面核实支付来账情况后，计算出当前余额是否充足；</span>
<br>
<span class="s1">2.本地区局部区域发生故障的：</span><span class="s4">⑴</span><span class="s1">资金归集人民银行无法登录 ACS 的，可以与</span>
<br>
<span class="s1">上级运管中心联系，由上级运管中心为其打印当日系统流水账。网点操作员根据前一工作日余额表、系统流水账、故障期间的手工流水账，计算出当前余额是否充足</span>
<br>
<span class="s4">⑵</span><span class="s1">资金归集人民银行可以登录 ACS 的，网点操作员根据前一工作日余额表、系统流水账、故障期间手工流水账计算出当前余额是否充足。余额充足的,手工登记流水账，填写转账申请/确认书；余额不足的，在转账申请/确认书确认余额不足。转账申请/确认书经网点主管审核和部门主管审批，并加盖部门公章后，由网点操作员将转账申请/确认书传真或者扫描后通过内网发送至零余额账户开户人民银行营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">手工账务</span>
<br>
<span class="s1">处理</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">网点操作员收到资金归集人民银行反馈的转账申请/确认书后，区别不同情况</span>
<br>
<span class="s1">进行处理：</span>
<br>
<span class="s1">1.转账申请/确认书中载明已转账的，手工登记流水账；将手工流水账、支票</span>
<br>
<span class="s1">及转账申请/确认书送网点主管审核、部门主管审批。</span>
<br>
<span class="s1">2.转账申请/确认书中载明余额不足的，将余额不足情况告知开户单位，并退</span>
<br>
<span class="s1">回支票。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">发行基金</span>
<br>
<span class="s1">支取</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">1.网点操作员根据支票登记凭证交接登记簿，将支票内部传递至货币金银部</span>
<br>
<span class="s1">门；</span>
<br>
<span class="s1">2.货币金银部门根据支票为开户单位办理发行基金支取，打印出库凭证，并将</span>
<br>
<span class="s1">支票和出库凭证一并传递到营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p5">
<span class="s1">表外账务</span>
<br>
<span class="s1">手工处理</span>
</p>
</td><td class="td4">
<p class="p5">
<span class="s1">网点操作员根据货币金银部门传递的出库凭证，填制发行基金表外凭证（出库凭证作为附件），手工登记表外流水账，送网点主管审核、部门主管审批。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p9">
<br>
<span class="s9">注意事项：营业部门在业务处理过程中遇 ACS 发生故障的，应及时检查确认业务记账状态。</span>
<br>
<span class="s9">    1.清算账户或其绑定的零余额账户办理发行基金支取的，如记账状态为&ldquo;已清算&rdquo;或&ldquo;已记账&rdquo;的，直接办理发行基金支取；如记账状态为&ldquo;已拒绝&rdquo;或&ldquo;待账务处理&rdquo;等非最终状态的，退票给开户单位并通知其通过&ldquo;六、（一）</span>
<br>
<span class="s9">通过支付系统划款方式&rdquo;办理发行基金支取。</span>
<br>
<span class="s9">    2.非清算账户或其绑定的零余额账户办理发行基金支取的，如记账状态为&ldquo;已记账&rdquo;的，直接办理发行基金支取；如记账状态为&ldquo;待账务处理&rdquo;等非最终状态或无法查询记账状态的，进行手工账务处理。</span>
<br>
<span class="s6">    （二）发行基金交存业务。</span>
<br>
<span class="s6">    处理流程：①业务受理；②手工账务处理；③资金归集</span>
<br>
<span class="s6">人民银行确认。</span>
</p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td5">
<p class="p4">
<span class="s1">处理流程</span><span class="s8"> </span>
</p>
</td><td class="td2">
<p class="p10">
<span class="s1">             </span><span class="s9"> 操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">业务受理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">网点操作员审核货币金银部门送来的现金交款单和发行基金入库凭证填写是</span>
<br>
<span class="s1">否正确,金额是否一致，是否加盖现金收讫章和经办人个人名章，印章是否合规；</span>
<br>
<span class="s1">审核无误后，加盖&ldquo;附件&rdquo;章。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">  手工账务</span>
<br>
<span class="s1">    处理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">1.网点操作员编制现金收入凭证，加盖个人名章和转讫章，将现金交款单和发行基金入库凭证作为现金收入凭证的附件，并手工登记表内、外流水账；</span>
<br>
<span class="s1">2.网点操作员将手工流水账、现金收入凭证送网点主管审核、部门主管审批；</span>
<br>
<span class="s1">3.交现账户如为零余额账户，网点操作员还需填写转账申请/确认书，经网点</span>
<br>
<span class="s1">主管审核、部门主管审批后，将转账申请/确认书传真或者扫描后通过内网发送至资金归集人民银行营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">资金归集</span>
<br>
<span class="s1">人民银行确认</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">1.资金归集人民银行营业部门收到转账申请/确认书，网点操作员根据转账申</span>
<br>
<span class="s1">请/确认书编制凭证审批表，手工登记流水账；</span>
<br>
<span class="s1">2.将手工流水账、凭证审批表以及转账申请/确认书送网点主管审核、部门主</span>
<br>
<span class="s1">管审批。</span>
<br>
<span class="s1">3.审批通过后，由网点操作员将转账申请/确认书传真或者扫描后通过内网发</span>
<br>
<span class="s1">送至零余额账户行所在地人民银行营业部门。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p9">
<span>   </span><span class="s6"> （三）紧急资金划拨业务。</span>
<br>
<span class="s6">    营业部门可受理开户单位持信汇凭证、支票和进账单办</span>
<br>
<span class="s6">理的紧急资金划拨业务，用于解决收款账户办理发行基金支</span>
<br>
<span class="s6">取时的账户余额不足问题。本业务中收付款账户均应为非清</span>
<br>
<span class="s6">算账户。</span>
<br>
<span class="s6">    处理流程：①业务受理；②汇出行手工账务处理；③汇入行手工入账。</span>
<br>
</p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td6">
<p class="p4">
<span class="s1">处理流程</span><span class="s8"> </span>
</p>
</td><td class="td7">
<p class="p10">
<span class="s1">            </span><span class="s9">  操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td6">
<p class="p5">
<span class="s1">业务受理</span>
</p>
</td><td class="td7">
<p class="p5">
<span class="s1">网点操作员收到开户单位送交的信汇凭证（或支票与进账单），审核确认信汇凭证（或支票与进账单）记载的各项内容齐全、规范，签章与预留印鉴相符，支票号码在出售范围内，其他填写要素准确无误；按以下规则核实账户余额是否充足：</span>
<br>
<span class="s1">1.ACS 核心系统发生故障的，根据前一工作日余额表、故障时点前的发生额、</span>
<br>
<span class="s1">故障期间的手工流水账，并通过支付来账查询/查复书与所在地清算中心书面核实支付来账情况后，计算出当前余额是否充足；</span>
<br>
<span class="s1">2.本地区局部区域发生故障的：（1）本网点无法登录 ACS 的，除上述余额核实方法外，还可以与上级运管中心联系，由上级运管中心为其打印当日系统流水账。</span>
<br>
<span class="s1">网点操作员根据前一工作日余额表、系统流水账、故障期间的手工流水账，计算出当前余额是否充足；（2）本网点可以登录 ACS 的，网点操作员根据前一工作日余额表、系统流水账、故障期间手工流水账计算出当前余额是否充足。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td6">
<p class="p5">
<span class="s1">汇出行手工</span>
<br>
<span class="s1">账务处理</span>
</p>
</td><td class="td7">
<p class="p5">
<span class="s1">1.网点操作员手工登记流水账，将手工流水账与信汇凭证（或支票与进账单）</span>
<br>
<span class="s1">送网点主管审核、部门主管审批；</span>
<br>
<span class="s1">2.审批通过后，将信汇凭证第三、四联（或进账单第二、三联）传真或者扫描后通过内网发送至收款行开户人民银行（即汇入行）营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td6">
<p class="p5">
<span class="s1">汇入行</span>
<br>
<span class="s1">手工入账</span>
</p>
</td><td class="td7">
<p class="p5">
<span class="s1">1.网点操作员收到汇出行传真或扫描过来的信汇凭证第三、四联（或进账单第二、三联），审核无误后编制凭证审批表，并手工登记流水账；</span>
<br>
<span class="s1">2.网点操作员将信汇凭证第三、四联（或进账单第二、三联）的传真件或扫描件，与凭证审批表和手工流水账送网点主管审核、部门主管审批。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p9">
<br>
<span>    </span><span class="s6">（四）同城轧差净额清算业务。</span>
<br>
<span class="s6">    1.清算账户与非清算账户的同城轧差净额清算业务</span>
<br>
<span class="s6">    处理流程：①业务受理；②手工账务处理。</span>
</p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td5">
<p class="p4">
<span class="s1">处理流程</span><span class="s8"> </span>
</p>
</td><td class="td2">
<p class="p4">
<span class="s1">操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">业务受理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">网点操作员审核业务清单和同城差额清算凭证是否真实有效，记载是否一致。</span>
<br>
<span class="s1">如同城轧差净额信息以电子文件方式传递的，还需同城清算组织机构同时提供纸质</span>
<br>
<span class="s1">同城差额清算凭证。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">手工账务</span>
<br>
<span class="s1">处理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">1.网点操作员根据记账账户开户行分别处理：</span>
<br>
<span class="s1">（1）记账账户在本营业部门开立的，由网点操作员手工登记流水账；</span>
<br>
<span class="s1">（2）记账账户在其他营业部门开立的，将记账账户同城差额清算凭证传至其开户人民银行营业部门，其开户人民银行营业部门收到传来的同城差额清算凭证后，由网点操作员手工登记流水账。</span>
<br>
<span class="s1">（3）国库资金清算差额根据以下情况分别处理：</span><span class="s4">①</span><span class="s1">系统在两小时内可恢复的</span>
<br>
<span class="s1">待系统恢复后处理；</span><span class="s4">②</span><span class="s1">系统恢复时间在两小时以上的，启用&ldquo;行库往来&rdquo;手工划转清算差额。</span>
<br>
<span class="s1">（4）对付差行账户登记流水账后，通知付差行备足头寸。</span>
<br>
<span class="s1">2.账务处理完成后，由网点操作员将手工流水账、业务清单与同城差额清算凭证送网点主管审核、部门主管审批。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p4">
<span class="s1">    2.零余额账户同城轧差净额清算业务。</span>
<br>
<span class="s10">    </span><span class="s1">处理流程：①业务受理；②手工账务处理；③转账申请；</span>
<br>
<span class="s1">④资金归集人民银行确认。</span>
</p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td5">
<p class="p4">
<span class="s1">处理流程 </span>
</p>
</td><td class="td2">
<p class="p4">
<span class="s1">操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">业务受理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">网点操作员审核业务清单和同城差额清算凭证是否真实有效，记载是否一致。</span>
<br>
<span class="s1">如同城轧差净额信息以电子文件方式传递的，还需同城清算组织机构同时提供纸质同城差额清算凭证。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">手工账务</span>
<br>
<span class="s1">处理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">网点操作员根据记账账户开户行分别处理：</span>
<br>
<span class="s1">1.记账账户在本营业部门开立的，由网点操作员手工登记流水账；</span>
<br>
<span class="s1">2.记账账户在其他营业部门开立的，将记账账户同城差额清算凭证传至其开户人民银行营业部门，其开户人民银行营业部门收到传来的同城差额清算凭证后，由网点操作员手工登记流水账。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">转账申请</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">1.零余额账户所在人民银行营业部门网点操作员填写转账申请/确认书，与业</span>
<br>
<span class="s1">务清单、同城差额清算凭证、手工流水账一并送网点主管审核、部门主管审批；</span>
<br>
<span class="s1">2.审批通过后，由网点操作员将转账申请/确认书传真或者扫描后通过内网发</span>
<br>
<span class="s1">送至资金归集人民银行营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">资金归集</span>
<br>
<span class="s1">人民银行确认</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">1.资金归集人民银行营业部门网点操作员根据转账申请/确认书编制凭证审批</span>
<br>
<span class="s1">表，手工登记流水账并通知资金归集行备足头寸；</span>
<br>
<span class="s1">2.将手工流水账、凭证审批表以及转账申请/确认书送网点主管审核、部门主</span>
<br>
<span class="s1">管审批；</span>
</p>
<p class="p5">
<span class="s1">3.审批通过后，由网点操作员将转账申请/确认书传真或者扫描后通过内网发</span>
<br>
<span class="s1">送至零余额账户开户人民银行营业部门。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p9">
<br>
<span>    </span><span class="s6">（五）再贷款、再贴现发放业务。</span>
<br>
<span class="s11">        </span><span class="s6">营业部门应根据故障情形决定是否受理再贷款、再贴现业务。</span>
<br>
<span class="s6">    1.预计故障当日系统可恢复的，受理后先进行手工账务</span>
<br>
<span class="s6">处理，待系统恢复后进行账务处理。</span>
<br>
<span class="s6">    2.预计故障当日系统不能恢复的，如果 ACS 在全国范围出现故障的，受理后先进行手工账务处理，待系统恢复后逐日进行账务处理；如果 ACS 在全省范围内出现故障，暂不受理该类业务。</span>
<br>
<span class="s6">    处理流程：①业务受理；②手工账务处理；③资金归集</span>
<br>
<span class="s6">人民银行确认；④款项转出。</span>
</p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td5">
<p class="p10">
<span class="s1">处理流程 </span>
</p>
</td><td class="td2">
<p class="p10">
<span class="s1">操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">业务受理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">网点操作员审核开户单位送来的办理再贷款或再贴现的业务凭证、合同、清单借据等，审核凭证填写是否正确,金额是否一致，印章加盖是否齐全，相关附件是否完整；审核无误后，加盖&ldquo;附件&rdquo;章。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">手工账务</span>
<br>
<span class="s1">处理</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">1.网点操作员在凭证上加盖个人名章和转讫章，手工登记流水账；并将再贷款或再贴现业务凭证、手工流水账送网点主管审核、部门主管审批;</span>
<br>
<span class="s1">2.办理紧急再贷款、再贴现对应的存款账户如为零余额账户，网点操作员还需填写转账申请/确认书，送网点主管审核、部门主管审批；</span>
<br>
<span class="s1">3.审批通过后，由网点操作员将转账申请/确认书传真或者扫描后通过内网发送至资金归集人民银行营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">资金归集</span>
<br>
<span class="s1">人民银行确认</span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">1.资金归集人民银行网点操作员根据转账申请/确认书编制凭证审批表并手工</span>
<br>
<span class="s1">登记流水账；</span>
<br>
<span class="s1">2.将手工流水账、凭证审批表、以及转账申请/确认书送网点主管审核、部门</span>
<br>
<span class="s1">主管审批;</span>
<br>
<span class="s1">3.审批通过后，由网点操作员将审批通过的转账申请/确认书传真或者扫描后</span>
<br>
<span class="s1">通过内网发送至零余额账户行所在地人民银行营业部门。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">款项转出 </span>
</p>
</td><td class="td2">
<p class="p5">
<span class="s1">紧急再贷款、再贴现业务办理成功后，开户单位需将资金转出的，按同城票据交换方式处理，或按&ldquo;六、（三）紧急资金划拨业务&rdquo;方式处理。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p5">
<br>
<span class="s1">    </span><span class="s6">（六）其他业务。</span>
<br>
<span class="s11">    </span><span class="s6">1.通过柜台办理的。</span>
<br>
<span class="s6">    开户单位提交的人民币一般存款、财政性交存款等业务，营业部门应根据故障情形决定是否受理。</span>
<br>
<span class="s6">    （1）预计故障当日系统可恢复的，受理后先进行手工账务处理，待系统恢复后进行账务处理。</span>
<br>
<span class="s6">    （2）预计故障当日系统不能恢复的，如果 ACS 在全国范围出现故障的，受理后先进行手工账务处理，待系统恢复后逐日进行账务处理；如果 ACS 在全省范围内出现故障，暂不受理该类业务。</span>
<br>
<span class="s6">    2.通过 ACS 综合前置子系统办理的。</span>
<br>
<span class="s6">    （1）预计故障当日系统可恢复的，开户单位向营业部门提交纸质交存款凭证，待系统恢复后，营业部门应先检查确认业务处理状态：处理成功的，将纸质交存款凭证退回开户单位；处理失败的，在 ACS 中扫描上传纸质交存款凭证并进行账务处理。</span>
<br>
<span class="s6">    （2）预计故障当日系统不能恢复的，如果 ACS 在全国范围出现故障的，开户单位向营业部门提交纸质交存款凭证，待系统恢复后逐日进行账务处理；如果 ACS 在局部范围内出现故障，暂不办理该类业务，待 ACS 系统恢复后重新通过综合前置子系统发起该类交存款业务。</span>
<br>
<span class="s6">    七、系统恢复正常后的业务处理</span>
<br>
<span class="s6">    系统恢复正常后，营业部门按照账务日期，根据原始凭</span>
<br>
<span class="s6">证及登记的流水账逐笔审核确认，并在 ACS 中进行记账处理。处理完毕后，应将手工账务处理结果与 ACS 记账结果逐笔核对，防止业务漏记或重记。</span>
<br>
<span class="s6">&middot;    （一）发出业务处理。</span>
<br>
<span class="s6">    处理流程：①逐笔核对；②扫描入账；③影像审核；④</span>
<br>
<span class="s6">凭证整理。</span>
</p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td5">
<p class="p10">
<span class="s1">处理流程 </span>
</p>
</td><td class="td8">
<p class="p10">
<span class="s1">操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r3">
<td class="td5">
<p class="p5">
<span class="s1">逐笔核对 </span>
</p>
</td><td class="td8">
<p class="p5">
<span class="s1">网点操作员与网点主管根据原始凭证，逐笔勾对手工流水账。</span>
</p>
</td>
</tr>
<tr class="r4">
<td class="td5">
<p class="p5">
<span class="s1">扫描入账</span>
</p>
</td><td class="td8">
<p class="p5">
<span class="s1">根据核对无误的原始凭证及手工流水账，进行以下业务处理：</span>
<br>
<span class="s1">1.对已扫描上传，但在系统故障发生时 ACS 未处理完成的业务，网点操作员应检查状态，分别进行以下处理：</span><span class="s4">⑴</span><span class="s1">已记账成功的，与业务凭证及手工流水账逐笔勾对；对故障发生后又通过支付系统划款方式重新办理同笔业务的，在 ACS 中予以冲正；</span><span class="s4">⑵</span><span class="s1">未记账成功的，对故障发生后未通过支付系统划款方式办理取现的，重新发起该笔业务。（注意避免重复记账）</span>
<br>
<span class="s1">2.对系统故障时还未扫描上传以及故障后受理的业务，网点操作员按照</span>
<br>
<span class="s1">账务日期，根据原始凭证，逐笔按正常业务处理方式进行扫描上传。转账申请/确认书、凭证审批表及其他机构传真的回单，作为凭证附件扫描上传。资金归集人民银行对资金归集业务产生的流水账在 ACS 中不做处理。</span>
<br>
<span class="s1">3.对同城轧差净额清算业务，待系统恢复后分别进行以下处理：</span><span class="s4">⑴</span><span class="s1">同城</span>
<br>
<span class="s1">轧差净额信息以电子文件方式传递的，网点操作员将电子文件信息导入 ACS系统；</span><span class="s4">⑵</span><span class="s12"> </span><span class="s1">以纸质同城差额清算凭证方式传递的，网点操作员重新扫描上传纸质凭证。</span>
</p>
</td>
</tr>
<tr class="r5">
<td class="td5">
<p class="p5">
<span class="s1">影像审核</span>
</p>
</td><td class="td8">
<p class="p5">
<span class="s1">业务处理中心影像审核人员获取到加盖&ldquo;应急处理&rdquo;章的凭证影像，其</span>
<br>
<span class="s1">附件中应有应急处置方案中规定的&ldquo;转账申请/确认书&rdquo;、&ldquo;凭证审批表&rdquo;、&ldquo;支付来账查询/查复书&rdquo;、&ldquo;发行基金往来账户来账回单&rdquo;等资料。</span>
</p>
</td>
</tr>
<tr class="r6">
<td class="td5">
<p class="p5">
<span class="s1">凭证整理</span>
</p>
</td><td class="td8">
<p class="p5">
<span class="s1">营业终了，网点操作员将发出业务清单与原始凭证进行逐笔勾对，以保</span>
<br>
<span class="s1">证账务的正确和完整。应急处置中编制的&ldquo;转账申请/确认书&rdquo;、&ldquo;凭证审批表&rdquo;,&ldquo;支付来账查询/查复书&rdquo;等资料作为相关记账凭证附件处理。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p5">
<br>
<span class="s6">（二）接收业务处理。</span>
<br>
<span class="s6">处理流程：①逐笔核对；②支付来账处理；③凭证整理</span><span class="s13">。</span>
</p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td5">
<p class="p10">
<span class="s1">处理流程 </span>
</p>
</td><td class="td8">
<p class="p10">
<span class="s1">操作内容及要求</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">逐笔核对 </span>
</p>
</td><td class="td8">
<p class="p5">
<span class="s1">网点操作员与网点主管根据原始凭证，逐笔勾对手工流水账。对来账清</span>
<br>
<span class="s1">单中缺失的手工处理来账，通过协同平台向业务处理中心申请查询来账明细</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">支付</span>
<br>
<span class="s1">来账处理</span>
</p>
</td><td class="td8">
<p class="p5">
<span class="s1">业务处理中心收到网点来账明细查询申请后,在 ACS 中重新申请来账明细进行处理；对申请失败的，通知网点通过 ACS 发起支付业务本地调整来记账处理，使其与支付系统保持一致。</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td5">
<p class="p5">
<span class="s1">凭证整理</span>
</p>
</td><td class="td8">
<p class="p5">
<span class="s1">营业终了，网点操作员将接收业务清单与原始凭证进行逐笔勾对，以保</span>
<br>
<span class="s1">证账务的正确和完整。在系统打印的回单上加盖业务公章，交开户单位作正式回单。</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p5">
<br>
<span class="s1">    </span><span class="s6">当日业务全部处理完毕后，营业部门将手工登记流水账</span>
<br>
<span class="s6">作为发出业务清单、接收业务清单的附件，与其他业务凭证</span>
<br>
<span class="s6">统一交事后监督部门装订保管。</span>
<br>
<span class="s6">    八、系统当日无法恢复的处理</span>
<br>
<span class="s6">    （一）故障期间业务应急处置。</span>
<br>
<span class="s6">故障期间业务应按照&ldquo;六、业务应急处置方法&rdquo;逐日进</span>
<br>
<span class="s6">行处理。日终，总行通知支付系统关闭 ACS 专用时间，分支机构逐笔核对、监督业务凭证和手工登记的流水账，确保手工账务处理准确无误。</span>
<br>
<span class="s6">    （二）故障恢复后业务处置。</span>
<br>
<span class="s6">    1.对于 ACS 在全国范围发生故障的，待系统恢复后，ACS逐日切换账务日期，营业部门根据手工账务在 ACS 中逐日进行账务处理，方法同&ldquo;七、系统恢复正常后的业务处理&rdquo;。涉及清算账户的，通过支付业务本地调整方式进行处理。</span>
<br>
<span class="s6">    2.对于 ACS 在全省范围出现故障的，待系统恢复后，故障地营业部门根据手工账务在 ACS 中进行补记处理。对因系统故障导致准备金少交、迟交的，由营业部门向货币信贷部门出具情况说明。</span>
<br>
<span class="s6">    九、总结报告</span>
<br>
<span class="s6">    各分支机构按应急方案完成业务处理后，应将辖区内突</span>
<br>
<span class="s6">发事件基本情况、应急方案启动原因、手工处理过程及系统</span>
<br>
<span class="s6">恢复后的业务处理等情况于 6 个工作日内逐级上报至总行领导小组。</span>
<br>
<span class="s6">    十、其他事项</span>
<br>
<span class="s6">    （一）用于应急处置的业务凭证右上角需加盖&ldquo;应急处</span>
<br>
<span class="s6">理&rdquo;章。&ldquo;应急处理&rdquo;章由各省根据规定样式（附 6）自行刻制并组织辖内使用，由营业部门负责人保管，在收到上级行启动应急方案命令后使用。</span>
<br>
<span class="s6">    （二）业务应急处置中涉及发送凭证传真件或扫描件的，发件人发出后必须与接收方核实确认，确保业务处理的真实性和有效性。</span>
<br>
<span class="s6">    （三）各分支机构应根据本方案，结合本辖区实际情况</span>
<br>
<span class="s6">制定实施细则并报总行备案。</span>
<br>
<span class="s6">    附：1.突发事件报告表</span>
<br>
<span class="s6">        2.凭证审批表</span>
<br>
<span class="s6">        3.流水账</span>
<br>
<span class="s6">        4.支付来账查询/查复书</span>
<br>
<span class="s6">        5.转账申请/确认书</span>
</p>
<p class="p4">
<span class="s1">        6.&ldquo;应急处理&rdquo;章样式</span>
<br>
</p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p11"></p>
<p class="p4">
<span class="s1">附 1</span>
<br>
<span class="s1">                 突 发 事 件 报 告 表</span>
<br>
<span class="s5">单位名称（签章）:                                               年   月   日</span>
</p>
<table class="t1">
<tbody>
<tr class="r7">
<td class="td9">
<p class="p5">
<span class="s1">突发事件时间</span>
</p>
</td><td class="td10">
<p class="p12"></p>
</td>
</tr>
<tr class="r8">
<td class="td9">
<p class="p5">
<span class="s1">突发事件问题描述</span>
</p>
</td><td class="td10">
<p class="p5">
<span class="s1">1.起因：</span>
<br>
<span class="s1">2.业务影响情况：</span>
<br>
<span class="s1">3.事件影响范围</span><span class="s13">：</span>
</p>
</td>
</tr>
<tr class="r9">
<td class="td9">
<p class="p5">
<span class="s1">    故障原因分析</span>
<br>
<span class="s1">   和预计恢复时间</span>
</p>
</td><td class="td10">
<p class="p12"></p>
</td>
</tr>
<tr class="r10">
<td class="td9">
<p class="p5">
<span class="s1">    启动应急处置</span>
<br>
<span class="s1">     方案的请求</span>
</p>
</td><td class="td10">
<p class="p12"></p>
</td>
</tr>
<tr class="r11">
<td class="td9">
<p class="p5">
<span class="s1"> 应急处置领导小组办</span>
<br>
<span class="s1">   公室负责人意见 </span>
</p>
</td><td class="td10">
<p class="p5">
<span class="s1">                              </span>
</p>
<p class="p5"></p>
<p class="p5">
<span class="s1">                                         签字：</span>
<br>
<span class="s1">                                       年   月   日</span>
</p>
</td>
</tr>
<tr class="r12">
<td class="td9">
<p class="p5">
<span class="s1">  应急处置领导小组</span>
<br>
<span class="s1">     组长意见 </span>
</p>
</td><td class="td10">
<p class="p5"></p>
<p class="p5">
<span class="s1"> </span>
</p>
<p class="p5">
<span class="s1">                                         签字：</span>
<br>
<span class="s1">                                       年   月   日</span>
</p>
</td>
</tr>
<tr class="r13">
<td class="td9">
<p class="p5">
<span class="s1">        备注</span>
</p>
</td><td class="td10">
<p class="p12"></p>
</td>
</tr>
</tbody>
</table>
<p class="p13">
<span class="s1">联系人：                                      联系电话：</span>
<br>
<br>
</p>
<p class="p14">
<span class="s1">附 2</span>
<br>
<span class="s1">                凭  证  审  批  表</span>
<br>
<span class="s14">                       年  月  日</span>
<br>
<span class="s15">网点名称:                                         流水账序号：</span>
</p>
<table class="t1">
<tbody>
<tr class="r2">
<td class="td11">
<p class="p9"></p>
<p class="p15">
<span>付款人户名</span>
</p>
</td><td class="td12">
<p class="p9"></p>
</td><td class="td13">
<p class="p15"></p>
<p class="p15">
<span>收款人账户</span>
</p>
</td><td class="td14">
<p class="p15"></p>
</td>
</tr>
<tr class="r14">
<td class="td11">
<p class="p15"></p>
<p class="p15">
<span>付款人账号</span>
</p>
<p class="p16"></p>
</td><td class="td12">
<p class="p9"></p>
</td><td class="td13">
<p class="p15"></p>
<p class="p15">
<span>收款人账号</span>
</p>
</td><td class="td14">
<p class="p9"></p>
</td>
</tr>
<tr class="r7">
<td class="td11">
<p class="p17"></p>
<p class="p18">
<span>付款行名称</span>
</p>
<p class="p19"></p>
</td><td class="td12">
<p class="p9"></p>
</td><td class="td13">
<p class="p20"></p>
<p class="p15">
<span>收款行名称</span>
</p>
</td><td class="td14">
<p class="p9"></p>
</td>
</tr>
<tr class="r7">
<td class="td11">
<p class="p15">
<span>付款行行号</span>
</p>
<p class="p15">
<span>（发起行）</span>
</p>
</td><td class="td12">
<p class="p9"></p>
</td><td class="td13">
<p class="p18"></p>
<p class="p18">
<span> 报文标识号</span>
</p>
</td><td class="td14">
<p class="p9"></p>
</td>
</tr>
<tr class="r15">
<td class="td11">
<p class="p20"></p>
<p class="p21">
<span>汇出金额</span>
</p>
</td><td class="td15" colspan="2">
<p class="p22">
<span>人民币</span>
</p>
<p class="p20">
<span>（大写）</span>
</p>
</td><td class="td14">
<p class="p9"></p>
<p class="p9">
<span>￥</span>
</p>
</td>
</tr>
<tr class="r16">
<td class="td11">
<p class="p15"></p>
<p class="p23">
<span>事由</span>
</p>
</td><td class="td16" colspan="3">
<p class="p9"></p>
</td>
</tr>
<tr class="r17">
<td class="td11">
<p class="p15"></p>
<p class="p15">
<span>清算中心业务</span>
</p>
<p class="p23">
<span>核实意见</span>
</p>
</td><td class="td16" colspan="3">
<p class="p9"></p>
</td>
</tr>
<tr class="r18">
<td class="td11">
<p class="p9"></p>
<p class="p15">
<span>网点操作员</span>
</p>
<p class="p21">
<span>（签章）</span>
</p>
</td><td class="td12">
<p class="p9"></p>
</td><td class="td13">
<p class="p9"></p>
<p class="p15">
<span>网点主管</span>
</p>
<p class="p15">
<span>（签章）</span>
</p>
</td><td class="td14">
<p class="p9"></p>
</td>
</tr>
</tbody>
</table>
<p class="p9">
<br>
<br>
</p>
<p class="p9"></p>
<p class="p9"></p>
<p class="p9"></p>
<p class="p9"></p>
<p class="p9"></p>
<p class="p9"></p>
<p class="p9"></p>
<br>
<p class="p9"></p>
</div>
<div class="d2">
<p class="p4">
<span class="s1">附 3</span>
</p>
<p class="p24">
<span class="s1">流    水    账</span>
</p>
<p class="p4">
<span class="s1">单位：                             年   月   日</span>
</p>
<table class="t1">
<tbody>
<tr class="r7">
<td class="td17">
<p class="p4">
<span class="s1">序号</span>
</p>
</td><td class="td18">
<p class="p4">
<span class="s1">凭证号码</span>
</p>
</td><td class="td19">
<p class="p4">
<span class="s1">账户</span>
</p>
</td><td class="td20">
<p class="p4">
<span class="s1">户名</span>
</p>
</td><td class="td21">
<p class="p4">
<span class="s1">业务种类</span>
</p>
</td><td class="td22">
<p class="p4">
<span class="s1">借/贷</span>
</p>
</td><td class="td23">
<p class="p4">
<span class="s1">金额</span>
</p>
</td><td class="td23">
<p class="p4">
<span class="s1">操作员</span>
</p>
</td><td class="td24">
<p class="p4">
<span class="s1">主管</span>
</p>
</td><td class="td25">
<p class="p4">
<span class="s1">销号勾对</span>
</p>
</td>
</tr>
<tr class="r19">
<td class="td17">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td19">
<p class="p4"></p>
</td><td class="td20">
<p class="p4"></p>
</td><td class="td21">
<p class="p4"></p>
</td><td class="td22">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td24">
<p class="p4"></p>
</td><td class="td25">
<p class="p4"></p>
</td>
</tr>
<tr class="r20">
<td class="td17">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td19">
<p class="p4"></p>
</td><td class="td20">
<p class="p4"></p>
</td><td class="td21">
<p class="p4"></p>
</td><td class="td22">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td24">
<p class="p4"></p>
</td><td class="td25">
<p class="p4"></p>
</td>
</tr>
<tr class="r21">
<td class="td17">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td19">
<p class="p4"></p>
</td><td class="td20">
<p class="p4"></p>
</td><td class="td21">
<p class="p4"></p>
</td><td class="td22">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td24">
<p class="p4"></p>
</td><td class="td25">
<p class="p4"></p>
</td>
</tr>
<tr class="r22">
<td class="td17">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td19">
<p class="p4"></p>
</td><td class="td20">
<p class="p4"></p>
</td><td class="td21">
<p class="p4"></p>
</td><td class="td22">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td24">
<p class="p4"></p>
</td><td class="td25">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td17">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td19">
<p class="p4"></p>
</td><td class="td20">
<p class="p4"></p>
</td><td class="td21">
<p class="p4"></p>
</td><td class="td22">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td24">
<p class="p4"></p>
</td><td class="td25">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td17">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td19">
<p class="p4"></p>
</td><td class="td20">
<p class="p4"></p>
</td><td class="td21">
<p class="p4"></p>
</td><td class="td22">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td24">
<p class="p4"></p>
</td><td class="td25">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td17">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td19">
<p class="p4"></p>
</td><td class="td20">
<p class="p4"></p>
</td><td class="td21">
<p class="p4"></p>
</td><td class="td22">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td24">
<p class="p4"></p>
</td><td class="td25">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td17">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td19">
<p class="p4"></p>
</td><td class="td20">
<p class="p4"></p>
</td><td class="td21">
<p class="p4"></p>
</td><td class="td22">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td24">
<p class="p4"></p>
</td><td class="td25">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td17">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td19">
<p class="p4"></p>
</td><td class="td20">
<p class="p4"></p>
</td><td class="td21">
<p class="p4"></p>
</td><td class="td22">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td23">
<p class="p4"></p>
</td><td class="td24">
<p class="p4"></p>
</td><td class="td25">
<p class="p4"></p>
</td>
</tr>
</tbody>
</table>
<br>
<p class="p4"></p>
</div>
<div class="d1">
<p class="p4">
<span class="s1">附 4</span>
</p>
<p class="p25">
<span class="s1">支付来账查询/查复书</span>
</p>
<p class="p26"></p>
<p class="p27">
<span>收报日期：    </span><span class="s15">                    </span><span>   收款人开户行行号：</span>
</p>
<p class="p20">
<span>    </span>
</p>
<p class="p27">
<span>收款人账号：     </span><span class="s15">                 </span><span>   收款人名称：</span><span class="s16"> </span>
</p>
<table class="t1">
<tbody>
<tr class="r14">
<td class="td3">
<p class="p27"></p>
<p class="p27">
<span>报文标识号</span>
</p>
</td><td class="td26">
<p class="p27"></p>
<p class="p27">
<span>付款人开户行名称</span>
</p>
</td><td class="td18">
<p class="p27"></p>
<p class="p27">
<span>付款人账号</span>
</p>
</td><td class="td27">
<p class="p27"></p>
<p class="p27">
<span>付款人名称</span>
</p>
</td><td class="td28">
<p class="p28"></p>
<p class="p28">
<span>金额</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p4"></p>
</td><td class="td26">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td27">
<p class="p4"></p>
</td><td class="td28">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p4"></p>
</td><td class="td26">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td27">
<p class="p4"></p>
</td><td class="td28">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p4"></p>
</td><td class="td26">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td27">
<p class="p4"></p>
</td><td class="td28">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p4"></p>
</td><td class="td26">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td27">
<p class="p4"></p>
</td><td class="td28">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p4"></p>
</td><td class="td26">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td27">
<p class="p4"></p>
</td><td class="td28">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td3">
<p class="p4"></p>
</td><td class="td26">
<p class="p4"></p>
</td><td class="td18">
<p class="p4"></p>
</td><td class="td27">
<p class="p4"></p>
</td><td class="td28">
<p class="p4"></p>
</td>
</tr>
<tr class="r23">
<td class="td29" colspan="2">
<p class="p20">
<span>营业部门    联 系 人：</span>
</p>
<p class="p20"></p>
<p class="p29">
<span>联系电话：</span>
</p>
<p class="p29"></p>
<p class="p29">
<span>传    真：</span>
</p>
<p class="p29"></p>
<p class="p29">
<span>负 责 人：</span>
</p>
<p class="p30"></p>
</td><td class="td30" colspan="3">
<p class="p20">
<span>清算中心    联 系 人：</span>
</p>
<p class="p20"></p>
<p class="p29">
<span>联系电话：</span>
</p>
<p class="p29"></p>
<p class="p29">
<span>传    真：</span>
</p>
<p class="p29"></p>
<p class="p29">
<span>负 责 人：</span>
</p>
</td>
</tr>
</tbody>
</table>
<p class="p27">
<span>注：表头部分由发出查询的营业部门填写，表内部分由清算中心填写。来账记录只填写已清算成功的业务。</span>
<br>
</p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p4">
<span class="s1">附 5</span>
</p>
<p class="p31">
<span class="s1">转账申请/确认书</span>
</p>
<p class="p32">
<span class="s1">申请单位：</span><span class="s13">                 </span><span class="s1">账务日期：</span><span class="s13">        </span><span class="s1">年   月   日</span>
</p>
<table class="t1">
<tbody>
<tr class="r1">
<td class="td31">
<p class="p33"></p>
<p class="p33">
<span class="s1">资金归集</span>
</p>
<p class="p33">
<span class="s1">账户账号</span>
</p>
<p class="p33"></p>
</td><td class="td31" colspan="2">
<p class="p4"></p>
</td><td class="td32">
<p class="p32"></p>
<p class="p34">
<span class="s1">资金归集</span>
</p>
<p class="p34">
<span class="s1">账户名称</span>
</p>
</td><td class="td33" colspan="2">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td31">
<p class="p32"></p>
<p class="p35">
<span class="s1">零余额</span>
</p>
<p class="p33">
<span class="s1">账户账号</span>
</p>
<p class="p36"></p>
</td><td class="td31" colspan="2">
<p class="p4"></p>
</td><td class="td32">
<p class="p32"></p>
<p class="p34">
<span class="s1">零余额</span>
</p>
<p class="p37">
<span class="s1">账户名称</span>
</p>
</td><td class="td33" colspan="2">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td31">
<p class="p32">
<span class="s1">金额（大写）</span>
</p>
</td><td class="td34" colspan="3">
<p class="p4"></p>
</td><td class="td35">
<p class="p4"></p>
</td><td class="td36">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td31">
<p class="p32">
<span class="s1">业务种类</span>
</p>
</td><td class="td34" colspan="3">
<p class="p4"></p>
</td><td class="td35">
<p class="p4"></p>
</td><td class="td36">
<p class="p4"></p>
</td>
</tr>
<tr class="r1">
<td class="td31">
<p class="p32">
<span class="s1">零余额账户开户人民银行营业部门意见</span>
</p>
</td><td class="td34" colspan="3">
<p class="p32">
<span class="s1">部门主管签章：</span>
</p>
</td><td class="td33" colspan="2">
<p class="p32">
<span class="s1">（部门公章）</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td31">
<p class="p32">
<span class="s1">资金归集账户开户人民银行营业部门意见</span>
</p>
</td><td class="td34" colspan="3">
<p class="p32">
<span class="s1">部门主管签章</span><span class="s13">：</span>
</p>
</td><td class="td33" colspan="2">
<p class="p32">
<span class="s1">（部门公章）</span>
</p>
</td>
</tr>
<tr class="r1">
<td class="td37" colspan="2">
<p class="p32">
<span class="s1">零余额账户开户行</span>
</p>
<p class="p34"></p>
<p class="p38">
<span class="s1">联系人：</span>
</p>
<p class="p32"></p>
<p class="p38">
<span class="s1">联系电话：</span>
</p>
<p class="p32"></p>
<p class="p38">
<span class="s1">传真：</span>
</p>
</td><td class="td38" colspan="4">
<p class="p32">
<span class="s1">资金归集账户开户行</span>
</p>
<p class="p32"></p>
<p class="p39">
<span class="s1">联系人：</span>
</p>
<p class="p39"></p>
<p class="p39">
<span class="s1">联系电话：</span>
</p>
<p class="p32"></p>
<p class="p39">
<span class="s1">传真：</span>
</p>
<p class="p32"></p>
<p class="p4"></p>
<p class="p4"></p>
</td>
</tr>
</tbody>
</table>
<p class="p27">
<span class="s1">注：本表由零余额账户开户人民银行营业部门申请,资金归集账户开户人民银行营业部门确认。</span>
<br>
</p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p4">
<span class="s1">附6</span>
</p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p4">
<span class="s1">              &ldquo;应急处理&rdquo;章样式</span>
</p>
<p class="p4"></p>
<p class="p4"></p>
<p class="p36"></p>
<p class="p36"></p>
<p class="p36">
<span class="s1">说明：印章高 1 厘米，宽 2.96 厘米，字体为宋体小二号加粗，边框粗 1.5 磅。</span>
<br>
</p>
</div>
</body>
</html>
